An insurance producer who makes false statements that harm the reputation of another insurance company is guilty of:

The scenario described involves an insurance producer making false statements that damage the reputation of another insurance company. This situation falls under the category of defamation, which entails communicating false information about an individual or an entity that causes harm to their reputation.

In the context of insurance, defamation can take two forms: slander, which is the spoken word, and libel, which is written. The key element here is that the statements made must be untrue and must lead to reputational damage. When an insurance producer engages in such behavior, they can be held liable for defamation because they are spreading falsehoods that can significantly impact the reputation and business of the affected insurance company.

The other concepts, such as fraud and misrepresentation, typically involve deceit for financial gain or incorrect representation of a policy's terms or benefits. Liability refers to legal responsibility for one's actions or inactions, but it does not specifically address the issue of harming a reputation through false statements. In this case, it is the act of spreading false information and the resultant harm to the reputation that primarily defines defamation.